The privacy of our website users is of great importance to us, and we make every effort to
ensure that it is protected. This policy explains how we use your personal information.
By agreeing to the use of cookies on your first visit to our website, in accordance with the
provisions of this Policy, you give us permission to use cookies on each of your subsequent
visits.
The following types of personal data are subject to collection, storage and use:
Information about your computer, including your IP address, geographic location, browser
type and version, and operating system
Information about your visits to and use of this website, including referral sources, length of
visits, pages viewed and site navigation paths;
Information, such as your name and e-mail address, that you provided when you subscribed
to our mailings and/or newsletters;
Information you enter when using the services of our website;
Information generated by the use of our website, including information about the time,
frequency and conditions of its use;
Information contained in any communications you send to us by email or through our
website, including the content of the communication and meta data;
Any other personal information you have sent to us. Before you disclose personal
information of a third party to us, you must obtain the consent of that person to both
disclose and process that information in accordance with these rules.
Before you disclose personal information of a third party to us, you must obtain that third
party’s consent to both disclose and process that information in accordance with this Policy.
The personal information you provide to us through our website will be used for the
purposes specified in these rules or on the relevant pages of the website. We may use your
personal information for the following purposes:
administering our website and business;
personalizing our website for you;
sending you notices, invoices and payment reminders, and receiving payments from you;
sending you non-marketing commercial communications;
sending you email communications that you have specifically requested;
sending you email newsletters if you have requested them (you may notify us at any time
that you no longer wish to receive email newsletters from us);
sending you marketing communications regarding our business activities or the business
activities of carefully selected third parties that we believe may be of interest to you,
through publications or, if you have specifically consented to this, by sending you email or
through the use of similar technologies (you may notify us at any time that you no longer
wish to receive marketing communications);
providing third-party companies with statistical information about our users (however,
these third-party companies will not be able to identify any individual user from this data);
to ensure the security of our website and prevent fraud
to verify compliance with the terms and conditions governing the use of our website
(including monitoring private messages sent through our website’s private messaging
service); and
for other purposes
If you have provided personal information for publication on our website, we will publish it.
Otherwise, we will use this information in accordance with the license you have granted us.
Your privacy settings can be used to limit the publication of your personal information on
our website and can be adjusted through the privacy controls on the website. Without your
express consent, we will not share your personal information with any third party company
for direct marketing use by this or any other third party company.
We reserve the right to disclose your personal information to any of our employees,
officers, policyholders, professional advisors, agents, suppliers or subcontractors to the
extent and for the purposes set out in this policy.
We reserve the right to disclose your personal information to any member of our group of
companies (this includes our subsidiaries, our ultimate holding company and all of its
subsidiaries) to the extent and for the purposes set out in this policy. We reserve the right
to disclose your personal information:
in cases where we are required to do so by law;
in connection with any current or future legal proceedings;
in order to establish, exercise or defend our legal rights (including providing information to
other parties for the purpose of preventing fraud)
to any person who, in our reasonable opinion, may request a court or other authorized
body to disclose such personal data and, in our reasonable opinion, such court or
authorized body will issue an order to disclose such personal data.
We will not disclose your personal information to third parties, except as specified in these
rules.
These policies and procedures are designed to ensure that we comply with our legal
obligations to retain and delete personal information.
Personal information that we process for a specific purpose or purposes should not be
stored for longer than is necessary to achieve that purpose or those purposes.
We will keep documents (including electronic documents) containing personal information:
where we are required to do so by law;
if we believe that these documents may be relevant to any current or future legal
proceedings;
in order to establish, exercise or defend our legal rights (including providing information to
other parties for the purpose of fraud prevention or credit risk mitigation).
We will take reasonable technical and organizational measures to prevent the loss, misuse
or falsification of your personal information.
You acknowledge that you are aware of the fact that the transmission of information over
the Internet is inherently unprotected and we cannot guarantee the protection of data sent
over the World Wide Web.
We reserve the right to make changes and amendments to these rules from time to time
and to publish a new version on our website. You should check this web page periodically to
make sure you understand the content of the changes made to these rules. We may also
notify you of changes to these rules by sending you an e-mail or through the private
messaging system of our website.
Our website contains hyperlinks to, and details about, websites of third-party companies
and individuals. We have no control over, and assume no responsibility for, the privacy
policies or practices of any third party companies or individuals.
Please notify us in a timely manner if your personal information held by us needs to be
updated or corrected.
Our website uses cookies. A cookie is a file containing an identifier (a string of letters and
numbers) that is sent by a web server to a web browser and stored by the browser.
Subsequently, the identifier is sent back to the server each time the browser requests a web
page from the server. Cookies can be either “persistent” or “session” cookies: persistent
cookies will be stored by the browser and will remain valid until the expiration date unless
deleted by the user in advance; “session” cookies, on the contrary, will be deleted after the
end of the session with the site or after the browser is closed. Cookies usually do not
contain any information that identifies the user.
The names of the cookies we use on our website and the purposes for which they are used
for which they are used are listed below:
On our website we use Google Analytics and Adwords, Facebook Pixel to recognize a
computer when a user visits the website / to tracking the navigation of users on the website
/ allows you to use user’s shopping cart on the website / improve the usability of the
website / analysis of website usage / website administration / prevention of fraud and
improving website security / personalization of the website for each user / targeted
advertising that may be of interest to individual users / specify the purpose(s)};
Most browsers give you the opportunity to refuse to use cookies, for example:
in Internet Explorer (version 10) you can block using the the cookie management settings
available in the menu “Tools” – “Internet Options” – “Cookies “Internet Options” – “Privacy”
– “Advanced” (“Tools,” “Internet Options,” “Privacy,” “Advanced”);
in Firefox (version 24) you can block all cookies by clicking “Tools – Options – Privacy: in the
drop-down menu, select “Use custom log settings” and deselect “Accept cookies”. the
“Accept cookies from websites” option; and finally
in Chrome (version 29), you can block all cookies by entering the the “Settings & Control”
menu, and selecting “Settings” – “Show advanced settings” and “Content settings”, and then
selecting “Prevent sites from sending any data” under the heading “Cookies”.
You can delete cookies that are already stored on your computer, for example:
. in Internet Explorer (version 10), you must delete cookies manually (instructions on how to
do this can be found at http://support.microsoft.com/kb/278835 );
in Firefox (version 24), you can delete cookies by going to the menu “Tools – Options –
Privacy: in the drop-down menu, select “Use custom log settings”, click “Show cookies,” and
then “Delete all cookies.”
in Chrome (version 29), you can delete all cookies by entering to the “Settings &
Management” menu, and selecting “Settings” “Show advanced settings” and “Clear
browsing data”, and before that, select “Delete cookies and other data and plugins from
websites”.